pay off with layup

LayUp is free to use with no interest charged.
Simple, smart payments changing the way Africa transacts. Pay over time, always interest-free, online.

Pay online, from any device

A payment solution that lets you buy without using credit

No credit checks: 

Instalments are interest-free. You won’t be charged late fees or penalties for missing a payment, ever.

Instant Approval

Activate your payment plan in seconds. No forms or paperwork needed.

debt-free payment method

LayUp is not a credit provider, so you will never be at risk of attracting interest or incurring debt.

pay online, from anywhere

Save time reducing travel costs to and from stores, make convenient instalment payments online through your LayUp account.

pay off with layup

How it works

LayUp provides shoppers with the latest secure recurring payment methods in the market. Here’s how the platform can work for you.

1

create
payment plan

Select LayUp at checkout or point of sale and configure your payment plan. This can be split into weekly or monthly instalments to be paid on any day that you choose.

2

sign
up

Enter your details to sign up. Once you have signed up, you will activate your Lay-By by paying a deposit via card, cash or instant EFT.

3

pay
it off

Pay online from anywhere through your own dashboard. We’ll send timely notifications so you stay on track. Payments are flexible which means that you can also pay up sooner to receive your item ahead of the original set date.

4

payment
completion

You will receive your purchase once your payment plan is complete.

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passport NOW

30 Nov - 7 Dec 2024

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PASSPORT NOW